@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Merriweather:ital,wght@0,300;0,400;0,700;1,300;1,400&display=swap');

/* ============================================================
   DESIGN TOKENS
   ============================================================ */
:root {
  --color-forest:      #1c3a2b;
  --color-forest-dark: #142b20;
  --color-forest-mid:  #2a5040;
  --color-beige:       #f2ece2;
  --color-beige-light: #f8f4ee;
  --color-beige-mid:   #e8dfd0;
  --color-terracotta:  #c0765a;
  --color-terracotta-light: #d4917a;
  --color-charcoal:    #3a3a3a;
  --color-charcoal-light: #5e5e5e;
  --color-white:       #ffffff;
  --color-divider:     #d6cec2;

  --font-heading: 'Inter', sans-serif;
  --font-body:    'Merriweather', serif;

  --container-max: 1440px;
  --section-pad: 96px 0;
  --section-pad-sm: 64px 0;

  --radius-sm: 4px;
  --radius-md: 8px;
  --transition: 0.35s ease;
}

/* ============================================================
   RESET & BASE
   ============================================================ */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  background-color: var(--color-beige-light);
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  color: var(--color-forest);
  background-color: var(--color-beige-light);
  line-height: 1.75;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }

a {
  color: var(--color-forest);
  text-decoration: none;
  transition: color var(--transition);
}
a:hover { color: var(--color-terracotta); }

h1, h2, h3, h4, h5 {
  font-family: var(--font-heading);
  color: var(--color-forest-dark);
  font-weight: 600;
  line-height: 1.2;
  letter-spacing: -0.02em;
}

p { margin-bottom: 1.25rem; }
p:last-child { margin-bottom: 0; }

ul, ol { padding-left: 1.5rem; margin-bottom: 1.25rem; }
li { margin-bottom: 0.5rem; line-height: 1.7; }

/* ============================================================
   CONTAINER & GRID
   ============================================================ */
.container {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 48px;
}
.container--narrow {
  max-width: 900px;
  margin: 0 auto;
  padding: 0 48px;
}
.container--text {
  max-width: 780px;
  margin: 0 auto;
  padding: 0 48px;
}

.grid-12 {
  display: grid;
  grid-template-columns: repeat(12, 1fr);
  gap: 32px;
}
.col-5  { grid-column: span 5; }
.col-6  { grid-column: span 6; }
.col-7  { grid-column: span 7; }
.col-8  { grid-column: span 8; }
.col-12 { grid-column: span 12; }

/* ============================================================
   HEADER / NAV
   ============================================================ */
.site-header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background-color: var(--color-forest-dark);
  border-bottom: 1px solid rgba(255,255,255,0.08);
  transition: box-shadow var(--transition);
}
.site-header.scrolled {
  box-shadow: 0 2px 24px rgba(20,43,32,0.25);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 48px;
  height: 72px;
  max-width: var(--container-max);
  margin: 0 auto;
}

.logo {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--color-beige-light) !important;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.logo span {
  color: var(--color-terracotta);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 40px;
  list-style: none;
  padding: 0; margin: 0;
}
.nav-links a {
  font-family: var(--font-heading);
  font-size: 0.85rem;
  font-weight: 500;
  color: rgba(242,236,226,0.75);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  position: relative;
  padding-bottom: 3px;
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0;
  width: 0; height: 1px;
  background: var(--color-terracotta);
  transition: width var(--transition);
}
.nav-links a:hover,
.nav-links a.active {
  color: var(--color-beige-light);
}
.nav-links a:hover::after,
.nav-links a.active::after {
  width: 100%;
}

/* Mobile nav */
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
  background: none;
  border: none;
}
.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--color-beige-light);
  transition: var(--transition);
}

/* ============================================================
   PAGE WRAPPER
   ============================================================ */
.page-wrapper {
  padding-top: 72px;
}

/* ============================================================
   HERO
   ============================================================ */
.hero {
  background-color: var(--color-forest-dark);
  padding: 100px 0 80px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: 0; right: 0; bottom: 0;
  width: 45%;
  background-color: var(--color-forest-mid);
  clip-path: polygon(8% 0, 100% 0, 100% 100%, 0% 100%);
}

.hero-inner {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 7fr 5fr;
  gap: 64px;
  align-items: center;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 48px;
}

.hero-label {
  font-family: var(--font-heading);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-terracotta);
  margin-bottom: 20px;
  display: block;
}

.hero h1 {
  font-size: clamp(2.4rem, 4.5vw, 4rem);
  color: var(--color-beige-light);
  font-weight: 700;
  line-height: 1.1;
  margin-bottom: 28px;
  letter-spacing: -0.03em;
}
.hero h1 em {
  font-style: normal;
  color: var(--color-terracotta-light);
}

.hero-lead {
  font-size: 1.05rem;
  color: rgba(242,236,226,0.7);
  line-height: 1.8;
  margin-bottom: 40px;
  font-family: var(--font-body);
}

.hero-image {
  position: relative;
}
.hero-image img {
  width: 100%;
  height: 500px;
  object-fit: cover;
  border-radius: var(--radius-md);
  display: block;
}
.hero-image-caption {
  position: absolute;
  bottom: 20px;
  left: 20px;
  background: rgba(20,43,32,0.85);
  color: var(--color-beige-light);
  font-family: var(--font-heading);
  font-size: 0.72rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 8px 14px;
  border-radius: var(--radius-sm);
}

/* ============================================================
   BUTTONS & CTA
   ============================================================ */
.btn {
  display: inline-block;
  font-family: var(--font-heading);
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 14px 32px;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: all var(--transition);
  border: 1px solid transparent;
  text-decoration: none;
  position: relative;
  overflow: hidden;
}
.btn::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0;
  width: 100%; height: 2px;
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition);
}
.btn:hover::after { transform: scaleX(1); }

.btn-primary {
  background-color: var(--color-terracotta);
  color: var(--color-white);
  border-color: var(--color-terracotta);
}
.btn-primary:hover {
  background-color: var(--color-terracotta-light);
  color: var(--color-white);
}
.btn-primary::after { background: rgba(255,255,255,0.3); }

.btn-outline {
  background-color: transparent;
  color: var(--color-beige-light);
  border-color: rgba(242,236,226,0.4);
}
.btn-outline:hover {
  border-color: var(--color-beige-light);
  color: var(--color-beige-light);
}

.btn-forest {
  background-color: var(--color-forest);
  color: var(--color-beige-light);
  border-color: var(--color-forest);
}
.btn-forest:hover {
  background-color: var(--color-forest-mid);
  color: var(--color-beige-light);
}

.btn-link {
  background: none;
  border: none;
  padding: 0;
  color: var(--color-terracotta);
  font-family: var(--font-heading);
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  cursor: pointer;
  text-decoration: none;
  border-bottom: 1px solid var(--color-terracotta);
  transition: all var(--transition);
}
.btn-link:hover {
  color: var(--color-forest);
  border-color: var(--color-forest);
}

.btn-group {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}

/* ============================================================
   SECTION COMMONS
   ============================================================ */
.section {
  padding: var(--section-pad);
}
.section--beige    { background-color: var(--color-beige); }
.section--white    { background-color: var(--color-white); }
.section--forest   { background-color: var(--color-forest-dark); }
.section--beige-light { background-color: var(--color-beige-light); }

.section-eyebrow {
  font-family: var(--font-heading);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--color-terracotta);
  display: block;
  margin-bottom: 16px;
}

.section-title {
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  font-weight: 700;
  color: var(--color-forest-dark);
  margin-bottom: 20px;
  line-height: 1.15;
  letter-spacing: -0.025em;
}
.section-title--light { color: var(--color-beige-light); }

.section-lead {
  font-size: 1.05rem;
  line-height: 1.8;
  color: var(--color-charcoal-light);
  max-width: 600px;
}
.section-lead--light { color: rgba(242,236,226,0.7); }

.divider {
  width: 48px;
  height: 2px;
  background-color: var(--color-terracotta);
  margin: 24px 0 32px;
}
.divider--light { background-color: rgba(192,118,90,0.6); }

/* ============================================================
   TWO-COLUMN LAYOUTS
   ============================================================ */
.split-layout {
  display: grid;
  gap: 80px;
  align-items: center;
}
.split-60-40 { grid-template-columns: 60fr 40fr; }
.split-40-60 { grid-template-columns: 40fr 60fr; }
.split-50-50 { grid-template-columns: 1fr 1fr; }

.split-image {
  overflow: hidden;
  border-radius: var(--radius-md);
}
.split-image img {
  width: 100%;
  height: 480px;
  object-fit: cover;
  display: block;
  transition: transform 0.6s ease;
}
.split-image:hover img { transform: scale(1.02); }

/* ============================================================
   CARDS
   ============================================================ */
.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}
.card-grid-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.card {
  background: var(--color-white);
  border: 1px solid var(--color-divider);
  border-radius: var(--radius-md);
  padding: 36px 32px;
  transition: transform var(--transition), box-shadow var(--transition);
}
.card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 40px rgba(20,43,32,0.1);
}
.card--beige { background: var(--color-beige); border-color: var(--color-beige-mid); }
.card--forest {
  background: var(--color-forest);
  border-color: var(--color-forest-mid);
}

.card-icon {
  width: 40px;
  height: 40px;
  margin-bottom: 20px;
  opacity: 0.7;
}
.card-icon--light { filter: brightness(3); }

.card h3 {
  font-size: 1.05rem;
  font-weight: 600;
  margin-bottom: 12px;
  color: var(--color-forest-dark);
}
.card--forest h3 { color: var(--color-beige-light); }

.card p {
  font-size: 0.9rem;
  line-height: 1.7;
  color: var(--color-charcoal-light);
}
.card--forest p { color: rgba(242,236,226,0.65); }

/* ============================================================
   STAT STRIP
   ============================================================ */
.stat-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  border-top: 1px solid var(--color-divider);
  border-bottom: 1px solid var(--color-divider);
}
.stat-item {
  padding: 40px 32px;
  border-right: 1px solid var(--color-divider);
  text-align: center;
}
.stat-item:last-child { border-right: none; }

.stat-number {
  font-family: var(--font-heading);
  font-size: 2.4rem;
  font-weight: 700;
  color: var(--color-forest);
  display: block;
  line-height: 1;
  margin-bottom: 8px;
}
.stat-label {
  font-family: var(--font-heading);
  font-size: 0.8rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-charcoal-light);
}

/* ============================================================
   IMAGE GRID
   ============================================================ */
.image-grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.image-grid-3 img {
  width: 100%;
  height: 260px;
  object-fit: cover;
  border-radius: var(--radius-md);
  display: block;
}

.image-grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}
.image-grid-2 img {
  width: 100%;
  height: 320px;
  object-fit: cover;
  border-radius: var(--radius-md);
  display: block;
}

/* ============================================================
   FULL BLEED IMAGE SECTION
   ============================================================ */
.image-banner {
  width: 100%;
  height: 460px;
  object-fit: cover;
  display: block;
}

/* ============================================================
   TOPIC RAIL
   ============================================================ */
.topic-rail {
  display: flex;
  flex-direction: column;
  gap: 0;
  border: 1px solid var(--color-divider);
  border-radius: var(--radius-md);
  overflow: hidden;
}
.topic-item {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  padding: 28px 32px;
  border-bottom: 1px solid var(--color-divider);
  transition: background var(--transition);
}
.topic-item:last-child { border-bottom: none; }
.topic-item:hover { background-color: var(--color-beige); }

.topic-num {
  font-family: var(--font-heading);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  color: var(--color-terracotta);
  min-width: 28px;
  padding-top: 3px;
}
.topic-content h3 {
  font-size: 0.95rem;
  font-weight: 600;
  margin-bottom: 6px;
}
.topic-content p {
  font-size: 0.88rem;
  color: var(--color-charcoal-light);
  line-height: 1.65;
  margin: 0;
}

/* ============================================================
   ACCORDION / FAQ
   ============================================================ */
.faq-list {
  display: flex;
  flex-direction: column;
  gap: 0;
}
.faq-item {
  border-bottom: 1px solid var(--color-divider);
}
.faq-question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 28px 0;
  cursor: pointer;
  user-select: none;
  gap: 24px;
}
.faq-question h3 {
  font-family: var(--font-heading);
  font-size: 1rem;
  font-weight: 600;
  color: var(--color-forest-dark);
  margin: 0;
  flex: 1;
}
.faq-icon {
  width: 24px;
  height: 24px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  border: 1px solid var(--color-divider);
  border-radius: 50%;
  transition: var(--transition);
}
.faq-icon::before,
.faq-icon::after {
  content: '';
  position: absolute;
  background: var(--color-charcoal);
  border-radius: 1px;
  transition: var(--transition);
}
.faq-icon { position: relative; }
.faq-icon::before { width: 10px; height: 1.5px; }
.faq-icon::after  { width: 1.5px; height: 10px; }
.faq-item.open .faq-icon::after { transform: rotate(90deg); opacity: 0; }
.faq-item.open .faq-icon { border-color: var(--color-terracotta); background: var(--color-terracotta); }
.faq-item.open .faq-icon::before,
.faq-item.open .faq-icon::after { background: var(--color-white); }

.faq-answer {
  display: none;
  padding-bottom: 28px;
}
.faq-answer.open { display: block; }
.faq-answer p {
  font-size: 0.95rem;
  line-height: 1.8;
  color: var(--color-charcoal-light);
}

/* ============================================================
   CONTACT FORM
   ============================================================ */
.form-group {
  margin-bottom: 24px;
}
.form-label {
  display: block;
  font-family: var(--font-heading);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--color-charcoal);
  margin-bottom: 8px;
}
.form-control {
  width: 100%;
  padding: 14px 18px;
  font-family: var(--font-body);
  font-size: 0.92rem;
  color: var(--color-forest-dark);
  background: var(--color-white);
  border: 1px solid var(--color-divider);
  border-radius: var(--radius-sm);
  outline: none;
  transition: border-color var(--transition), box-shadow var(--transition);
  line-height: 1.5;
}
.form-control:focus {
  border-color: var(--color-forest-mid);
  box-shadow: 0 0 0 3px rgba(42,80,64,0.12);
}
textarea.form-control {
  resize: vertical;
  min-height: 140px;
}

/* ============================================================
   CONTACT INFO BLOCK
   ============================================================ */
.contact-info-list {
  list-style: none;
  padding: 0; margin: 0;
}
.contact-info-list li {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 20px 0;
  border-bottom: 1px solid var(--color-divider);
}
.contact-info-list li:last-child { border-bottom: none; }

.contact-info-icon {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
  margin-top: 2px;
  color: var(--color-terracotta);
}
.contact-info-text strong {
  font-family: var(--font-heading);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-charcoal);
  display: block;
  margin-bottom: 4px;
}
.contact-info-text span {
  font-size: 0.9rem;
  color: var(--color-charcoal-light);
  line-height: 1.6;
}

/* ============================================================
   POLICY PAGES
   ============================================================ */
.policy-page {
  max-width: 780px;
  margin: 0 auto;
  padding: 80px 48px 100px;
}
.policy-page .page-title {
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-weight: 700;
  color: var(--color-forest-dark);
  margin-bottom: 12px;
}
.policy-page .last-updated {
  font-family: var(--font-heading);
  font-size: 0.8rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-charcoal-light);
  margin-bottom: 48px;
  display: block;
}
.policy-page h2 {
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--color-forest-dark);
  margin: 40px 0 14px;
  padding-top: 8px;
  border-top: 1px solid var(--color-divider);
}
.policy-page p {
  font-size: 0.93rem;
  line-height: 1.85;
  color: var(--color-charcoal);
}
.policy-page ul {
  font-size: 0.93rem;
  line-height: 1.85;
  color: var(--color-charcoal);
}
.policy-page a {
  color: var(--color-terracotta);
  border-bottom: 1px solid transparent;
  transition: border-color var(--transition);
}
.policy-page a:hover { border-bottom-color: var(--color-terracotta); }

/* ============================================================
   BREADCRUMB
   ============================================================ */
.breadcrumb {
  background: var(--color-beige);
  padding: 16px 0;
  border-bottom: 1px solid var(--color-divider);
}
.breadcrumb-inner {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 48px;
  display: flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-heading);
  font-size: 0.78rem;
  color: var(--color-charcoal-light);
}
.breadcrumb-inner a {
  color: var(--color-forest-mid);
}
.breadcrumb-inner a:hover { color: var(--color-terracotta); }
.breadcrumb-sep { opacity: 0.4; }

/* ============================================================
   PAGE HEADER (inner pages)
   ============================================================ */
.page-header {
  background-color: var(--color-forest-dark);
  padding: 72px 0 64px;
}
.page-header--beige {
  background-color: var(--color-beige);
  padding: 64px 0 56px;
}
.page-header .eyebrow {
  font-family: var(--font-heading);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--color-terracotta);
  display: block;
  margin-bottom: 16px;
}
.page-header h1 {
  font-size: clamp(2rem, 4vw, 3rem);
  color: var(--color-beige-light);
  font-weight: 700;
  margin-bottom: 16px;
}
.page-header--beige h1 { color: var(--color-forest-dark); }
.page-header p {
  font-size: 1rem;
  color: rgba(242,236,226,0.7);
  max-width: 580px;
  line-height: 1.75;
}
.page-header--beige p { color: var(--color-charcoal-light); }

/* ============================================================
   ABOUT PAGE
   ============================================================ */
.about-intro-grid {
  display: grid;
  grid-template-columns: 60fr 40fr;
  gap: 80px;
  align-items: start;
}
.about-body h2 {
  font-size: 1.5rem;
  margin: 40px 0 14px;
  padding-top: 12px;
  border-top: 1px solid var(--color-divider);
}
.about-body h2:first-of-type {
  margin-top: 0;
  padding-top: 0;
  border-top: none;
}
.about-body p {
  font-size: 0.95rem;
  line-height: 1.85;
  color: var(--color-charcoal);
}
.about-sidebar-image img {
  width: 100%;
  height: 560px;
  object-fit: cover;
  border-radius: var(--radius-md);
  position: sticky;
  top: 100px;
}

/* ============================================================
   INLINE HIGHLIGHT BOX
   ============================================================ */
.highlight-box {
  background: var(--color-beige);
  border-left: 3px solid var(--color-terracotta);
  padding: 24px 28px;
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  margin: 32px 0;
}
.highlight-box p {
  font-size: 0.95rem;
  line-height: 1.75;
  color: var(--color-charcoal);
  font-style: italic;
  margin: 0;
}

/* ============================================================
   INDEX — CHAT SIMULATOR
   ============================================================ */
.chat-section {
  background-color: var(--color-forest-dark);
  padding: var(--section-pad);
}
.chat-container {
  display: grid;
  grid-template-columns: 5fr 7fr;
  gap: 80px;
  align-items: start;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 48px;
}
.chat-widget {
  background: var(--color-white);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: 0 24px 64px rgba(0,0,0,0.3);
}
.chat-header {
  background: var(--color-forest);
  padding: 18px 24px;
  display: flex;
  align-items: center;
  gap: 14px;
}
.chat-avatar {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--color-terracotta);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  flex-shrink: 0;
}
.chat-header-info .name {
  font-family: var(--font-heading);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--color-beige-light);
  display: block;
}
.chat-header-info .status {
  font-family: var(--font-heading);
  font-size: 0.72rem;
  color: rgba(242,236,226,0.6);
}
.chat-status-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #4caf82;
  display: inline-block;
  margin-right: 5px;
}
.chat-messages {
  padding: 24px;
  min-height: 300px;
  max-height: 380px;
  overflow-y: auto;
  display: flex;
  flex-direction: column;
  gap: 16px;
  background: var(--color-beige-light);
}
.msg {
  max-width: 80%;
  padding: 12px 16px;
  border-radius: 12px;
  font-size: 0.88rem;
  line-height: 1.6;
  font-family: var(--font-body);
}
.msg-bot {
  background: var(--color-white);
  color: var(--color-charcoal);
  border: 1px solid var(--color-divider);
  align-self: flex-start;
  border-bottom-left-radius: 4px;
}
.msg-user {
  background: var(--color-forest);
  color: var(--color-beige-light);
  align-self: flex-end;
  border-bottom-right-radius: 4px;
}
.chat-quick-replies {
  padding: 12px 24px 0;
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  background: var(--color-beige-light);
}
.quick-btn {
  background: var(--color-white);
  border: 1px solid var(--color-divider);
  border-radius: 20px;
  padding: 7px 16px;
  font-family: var(--font-heading);
  font-size: 0.78rem;
  color: var(--color-forest);
  cursor: pointer;
  transition: all var(--transition);
}
.quick-btn:hover {
  background: var(--color-forest);
  border-color: var(--color-forest);
  color: var(--color-beige-light);
}
.chat-input-row {
  display: flex;
  gap: 0;
  padding: 16px 24px;
  border-top: 1px solid var(--color-divider);
  background: var(--color-white);
}
.chat-input {
  flex: 1;
  border: 1px solid var(--color-divider);
  border-right: none;
  padding: 10px 16px;
  font-family: var(--font-body);
  font-size: 0.88rem;
  border-radius: var(--radius-sm) 0 0 var(--radius-sm);
  outline: none;
  color: var(--color-charcoal);
  background: var(--color-beige-light);
}
.chat-input:focus { border-color: var(--color-forest-mid); }
.chat-send-btn {
  background: var(--color-forest);
  color: var(--color-white);
  border: none;
  padding: 10px 20px;
  font-family: var(--font-heading);
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  cursor: pointer;
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  transition: background var(--transition);
}
.chat-send-btn:hover { background: var(--color-forest-mid); }

/* ============================================================
   INDEX — SIMULATOR / CALCULATOR
   ============================================================ */
.simulator-section {
  background-color: var(--color-beige);
  padding: var(--section-pad);
}
.simulator-widget {
  background: var(--color-white);
  border: 1px solid var(--color-divider);
  border-radius: var(--radius-md);
  padding: 48px 56px;
  max-width: 760px;
}
.sim-steps {
  display: flex;
  flex-direction: column;
  gap: 32px;
}
.sim-step-row {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.sim-label {
  font-family: var(--font-heading);
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-charcoal);
  letter-spacing: 0.04em;
}
.sim-options {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.sim-btn {
  background: var(--color-beige);
  border: 1px solid var(--color-divider);
  border-radius: 24px;
  padding: 9px 22px;
  font-family: var(--font-heading);
  font-size: 0.82rem;
  color: var(--color-charcoal);
  cursor: pointer;
  transition: all var(--transition);
  font-weight: 500;
}
.sim-btn:hover,
.sim-btn.selected {
  background: var(--color-forest);
  border-color: var(--color-forest);
  color: var(--color-beige-light);
}
.sim-result {
  background: var(--color-forest);
  color: var(--color-beige-light);
  border-radius: var(--radius-md);
  padding: 28px 32px;
  margin-top: 12px;
  display: none;
  animation: fadeIn 0.4s ease;
}
.sim-result.show { display: block; }
.sim-result h3 {
  font-size: 1.05rem;
  color: var(--color-beige-light);
  margin-bottom: 10px;
}
.sim-result p {
  font-size: 0.9rem;
  color: rgba(242,236,226,0.8);
  line-height: 1.7;
}

/* ============================================================
   INDEX — POPULAR CARDS
   ============================================================ */
.popular-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.popular-card {
  background: var(--color-white);
  border: 1px solid var(--color-divider);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: transform var(--transition), box-shadow var(--transition);
  cursor: pointer;
}
.popular-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 40px rgba(20,43,32,0.1);
}
.popular-card img {
  width: 100%;
  height: 180px;
  object-fit: cover;
  display: block;
}
.popular-card-body {
  padding: 24px;
}
.popular-card-body h3 {
  font-size: 0.95rem;
  font-weight: 600;
  margin-bottom: 8px;
}
.popular-card-body p {
  font-size: 0.85rem;
  color: var(--color-charcoal-light);
  line-height: 1.65;
  margin: 0;
}
.popular-card-tag {
  display: inline-block;
  font-family: var(--font-heading);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--color-terracotta);
  margin-bottom: 10px;
}

/* ============================================================
   ANIMATIONS
   ============================================================ */
@keyframes fadeIn {
  from { opacity: 0; transform: translateY(12px); }
  to   { opacity: 1; transform: translateY(0); }
}
.fade-in {
  opacity: 0;
  transform: translateY(16px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ============================================================
   COOKIE BANNER
   ============================================================ */
.cookie-banner {
  position: fixed;
  bottom: 0; left: 0; right: 0;
  z-index: 9999;
  background: var(--color-forest-dark);
  border-top: 2px solid var(--color-forest-mid);
  padding: 20px 48px;
  display: flex;
  align-items: center;
  gap: 32px;
  flex-wrap: wrap;
  transform: translateY(100%);
  transition: transform 0.4s ease;
}
.cookie-banner.show { transform: translateY(0); }
.cookie-text {
  flex: 1;
  font-family: var(--font-heading);
  font-size: 0.82rem;
  color: rgba(242,236,226,0.8);
  min-width: 240px;
}
.cookie-text a {
  color: var(--color-terracotta);
  text-decoration: underline;
}
.cookie-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.cookie-btn {
  font-family: var(--font-heading);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 10px 24px;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: all var(--transition);
  border: 1px solid transparent;
}
.cookie-accept {
  background: var(--color-terracotta);
  color: var(--color-white);
  border-color: var(--color-terracotta);
}
.cookie-accept:hover { background: var(--color-terracotta-light); }
.cookie-decline {
  background: transparent;
  color: rgba(242,236,226,0.7);
  border-color: rgba(242,236,226,0.3);
}
.cookie-decline:hover {
  color: var(--color-beige-light);
  border-color: rgba(242,236,226,0.6);
}

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer {
  background-color: var(--color-forest-dark);
  color: rgba(242,236,226,0.65);
  padding: 72px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.2fr;
  gap: 56px;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 48px;
}
.footer-brand .logo { font-size: 1.3rem; margin-bottom: 16px; display: inline-block; }
.footer-brand p {
  font-size: 0.85rem;
  line-height: 1.7;
  color: rgba(242,236,226,0.55);
  margin-bottom: 0;
}

.footer-col h4 {
  font-family: var(--font-heading);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-beige-light);
  margin-bottom: 20px;
}
.footer-links {
  list-style: none;
  padding: 0; margin: 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.footer-links a {
  font-size: 0.85rem;
  color: rgba(242,236,226,0.55);
  transition: color var(--transition);
}
.footer-links a:hover { color: var(--color-beige-light); }

.footer-contact-item {
  font-size: 0.85rem;
  line-height: 1.6;
  color: rgba(242,236,226,0.55);
  margin-bottom: 12px;
}
.footer-contact-item strong {
  font-family: var(--font-heading);
  font-size: 0.72rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(242,236,226,0.45);
  display: block;
  margin-bottom: 3px;
}

.footer-bottom {
  margin-top: 64px;
  border-top: 1px solid rgba(255,255,255,0.07);
  padding: 24px 48px;
  max-width: var(--container-max);
  margin-left: auto;
  margin-right: auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
}
.footer-bottom-text {
  font-family: var(--font-heading);
  font-size: 0.78rem;
  color: rgba(242,236,226,0.4);
}
.footer-disclaimer {
  font-family: var(--font-heading);
  font-size: 0.78rem;
  color: var(--color-terracotta-light);
  opacity: 0.8;
  font-style: italic;
}

.footer-legal-note {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 32px 48px 0;
  border-top: 1px solid rgba(255,255,255,0.05);
}
.footer-legal-note p {
  font-size: 0.78rem;
  line-height: 1.7;
  color: rgba(242,236,226,0.35);
  margin-bottom: 10px;
}

.footer-wrapper-bottom {
  padding-bottom: 48px;
}

/* ============================================================
   404 / THANK-YOU
   ============================================================ */
.full-screen-section {
  min-height: calc(100vh - 72px);
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  background: var(--color-beige-light);
  padding: 80px 48px;
}
.full-screen-inner {
  max-width: 560px;
}
.full-screen-inner h1 {
  font-size: clamp(2.5rem, 6vw, 4.5rem);
  margin-bottom: 20px;
}
.full-screen-inner p {
  font-size: 1rem;
  color: var(--color-charcoal-light);
  line-height: 1.75;
  margin-bottom: 36px;
}

/* ============================================================
   SCREEN READER ONLY
   ============================================================ */
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border-width: 0;
}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1200px) {
  .container, .container--narrow, .container--text { padding: 0 32px; }
  .header-inner { padding: 0 32px; }
  .chat-container { padding: 0 32px; }
  .hero-inner { padding: 0 32px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 40px; padding: 0 32px; }
  .footer-bottom, .footer-legal-note { padding-left: 32px; padding-right: 32px; }
  .cookie-banner { padding: 20px 32px; }
  .card-grid-4 { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 992px) {
  :root { --section-pad: 72px 0; }
  .split-60-40, .split-40-60, .split-50-50 {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .hero-inner { grid-template-columns: 1fr; gap: 40px; }
  .hero::before { display: none; }
  .hero-image img { height: 320px; }
  .card-grid { grid-template-columns: repeat(2, 1fr); }
  .stat-strip { grid-template-columns: repeat(2, 1fr); }
  .popular-cards { grid-template-columns: repeat(2, 1fr); }
  .chat-container { grid-template-columns: 1fr; gap: 48px; }
  .about-intro-grid { grid-template-columns: 1fr; gap: 40px; }
  .about-sidebar-image { order: -1; }
  .about-sidebar-image img { height: 360px; position: static; }
  .image-grid-3 { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  :root { --section-pad: 56px 0; }
  .container, .container--narrow, .container--text { padding: 0 20px; }
  .header-inner { padding: 0 20px; }
  .chat-container { padding: 0 20px; }
  .hero-inner { padding: 0 20px; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; padding: 0 20px; }
  .footer-bottom, .footer-legal-note { padding-left: 20px; padding-right: 20px; }
  .cookie-banner { padding: 16px 20px; gap: 16px; }

  .nav-links { 
    display: none; 
    flex-direction: column; 
    position: absolute; 
    top: 72px; 
    left: 0; 
    right: 0;
    background: var(--color-forest-dark); 
    padding: 24px 20px; 
    gap: 0; 
    border-top: 1px solid rgba(255,255,255,0.08); 
  }
  .nav-links.open { display: flex; }
  .nav-links li { border-bottom: 1px solid rgba(255,255,255,0.06); }
  .nav-links a { 
    display: block; 
    padding: 14px 0; 
    font-size: 0.9rem; 
    color: rgba(242,236,226,0.75); 
  }
  .nav-toggle { display: flex; }

  .card-grid { grid-template-columns: 1fr; }
  .popular-cards { grid-template-columns: 1fr; }
  .stat-strip { grid-template-columns: 1fr 1fr; }
  .stat-item { padding: 28px 20px; }

  .simulator-widget { padding: 32px 24px; }
  .policy-page { padding: 48px 20px 72px; }

  .footer-bottom { flex-direction: column; align-items: flex-start; }
  .image-grid-3 { grid-template-columns: 1fr; }
  .image-grid-2 { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .btn-group { flex-direction: column; align-items: flex-start; }
  .card-grid-4 { grid-template-columns: 1fr; }
}